Nowadays, you heard a lot about Citibank Credit Card when you consider applying for it. Credit cards are for the reduction of an extra financial burden on individuals. But, choosing the right one is also a complicated and time taking task. But, thanks to Citibank, it offers the best range of cards for every need. If you need any help during applying, you can take help from Finest Loan Hub. We ensure you will get your desired credit card without any hurdles in applying process.
Apply Now! You will get a call back from relationship managers of UAE banks Immediately
What is Citibank?
Citibank is one of the global banks that provide great services. It launches the 1st card in 1967. This global-level bank offers all facilities including any investment, loan, or card. It considers the largest bank that issues a large number of cards. In particular, there are 138 million accounts in this bank.
Most Popular Citibank credit cards
Now, look at the closer look of the most popular Citibank credit cards. These are the most demanding among the clients. All the clients happily enjoy their unique features. Always choose the one which satisfies your needs.
Citi Double Cash Credit Card
Double cash back type is generally the best for getting a cashback bonus. A cardholder avails the solid cash in return for purchasing rewards. In case of loss of this card, you will receive a new one in just twenty-four hours. In any emergency situation in your life, you can borrow money instantly.
It is suitable for every cardholder who pays off his balance. There is a chance of earning solid rewards instead of small perks. Particularly, the interest rate is also normal.
Citi Premier Credit Card
If you spend a lot on daily traveling, choose this citibank credit card to get exciting rewards. When done shopping, going to the gas station, or air travel, there are 3X points as your reward. In the over-finance market, this type is very rare. A person who travels a lot and spends much on flight tickets or hotel bookings should choose it. So, in return, they will feel a financially relaxing moment.
Citi Simplicity Credit Card
The cards with APR offers are excellent for a new cardholder. Every time, you transfer the balance, the APR period is the longest. Moreover, if you skip any fee, you will not get any penalty for the late fee. They surely improve your credit habits. Even, you will do the repayments on time because of intro offers. They are very customer-friendly, so you will never get into any trouble managing it.
Like this same simplicity card, the double cash is also the perfect alternative. Its reason is that the double cash card allows you to earn good flat cash back. And, the cashback is on all sorts of purchases.
Citi Diamond Preferred Credit Card
The majority of business persons need a card that is amazing for a balance transfer. With a reasonable APR period for a balance transfer, the interest rate is also less in purchasing. If you plan a large purchase, it is valuable because you save a lot on every interest payment. Sometimes, people love to choose it because of less or no annual fee.
Minimum salary requirement
The minimum salary requirement is five thousand AED. If anyone has below this amount, their application may get disapproval. The motive of salary requirements is to ensure that the client is working and earning well. With this salary amount, you can apply for any top credit card.
Rewards programs of Citi cards
Just likewise numerous loyalty programs, the Citi reward program also worked like that. When a cardholder does an eligible purchase, he will get Thank You Points. These are redeemed points and are available for different needs. They can use for travel, gift cards, etc.
The Rewards+ cards are the best because they give more points. Every sort of purchase through such cards will give you a maximum of 10 points. As an example, the $6 coffee is with the 10 reward points.
Kinds of Citi credit cards according to rewards
As we told you about the reward, now we will tell you about different kinds of credit cards. Every person has different needs for finance. But, the good point is that all of its credit cards are with rewards. These kinds are on the basis of rewards. However, the issue process of cards depends on the credit score. Let’s look at these kinds:
Many of us desire that kind which gives us cash back reward but we do not know how to get rewards. These are specific for every cardholder who wants to earn cash back but the purchasing is essential.
Travel cards help in bearing daily expenses more conveniently. They provide bonuses for expenses with reward points. These travel points are for traveling for different categories such as gas, groceries, meals, etc.
No annual fee
Many Citi cards are low-cost that not only offer rewards but also many benefits. In addition, they are also free from annual fees. For instance, the Rewards+ Card is with the feature of earning rewards but there is no burden of annual fee.
The zero-percent intro kind is for a limited-time offer. When you get this one, you can do a balance transfer or purchase with no interest charges. But, the duration for a zero-percent interest rate is only for starting time after issuing. However, you can also get the longest intro offers.
Many high brands are the partners of the bank. Some cards are specifically co-branded with such partners. It means if you use a co-branded card, you will avail of the excellent benefits from the brands directly like discounts/offers.
Pros of Citibank Credit Cards
Due to outstanding features, we suggest any kind of them because all are best in their specifications. There will not be any regret after choosing them. The pros are:
- Not every bank offers a variety of cards. But, Citibank offers the best range of travel, student, balance transfers, etc.
- The multiple categories of reward are for the satisfaction use and peaceful experience of cardholders. These rewards are available at a tiered & flat rate.
- The sign-up bonuses will immediately provide to the cardholder. It is a way of the user’s encouragement to use the card from this bank. Further, the option of no annual fee is also available.
- Now, the last advantage is that when you pair your Citi cards, you will avail the amazing opportunities. As a result, you can maximize the value of cards by pairing them.
Is a Citi card worthy?
All Citibank credit cards are worthy because of their specification. But, you have to decide which is perfect for your primary utilization. If you choose a card that is opposite to your need, then it will not be worth it at all. For transferring of balance, Citi has the option of such needs. The cardholders enjoy the Thank You points every time they use cards for purchasing or transferring.
You can also spend quality time with your partner with entertainment access through its points. No doubt, Citi is an ideal choice but selection is also crucial. For any guidance in the selection, Finest Loan hub helps all customers by providing all the information. And, in fact, we ensure you will get your credit card without going to the bank’s branch.